Basic Features

  • Earns Dividends (maximum rate up to $25,000, bonus rate above $25,000)
  • No Minimum Balance
  • No Monthly Service Fee
  • FREE Debit Card
  • FREE Online Banking
  • FREE Online Bill Pay

REWARD Features

  • Higher Dividend Paid
  • ATM Surcharge Refunds Nationwide

Monthly Reward Qualifications

  • 10 Debit Card Transactions
  • Direct Deposit or Automatic Payments
  • eStatements

Your checks

We offer a wide selection of carbonless checks. These provide you with a check copy for your records each time you write a check. Original checks are not returned. Microfilm copies may be requested for a small fee should you ever need a copy of the original. You can place reorders of your same check design online.

Reorder Checks

Overdraft Protection


Automatic overdraft protection covers inadvertent overdrafts to your checking account by taking money from your primary savings account. There is a minimal fee to transfer funds. However, this is the least expensive method of covering overdraft situations.

If your savings account balance does not cover the amount overdrawn, the check may be returned for non-sufficient funds at the credit union’s discretion.

Fee Schedule

Overdraft Protection Opt-In Information


NEW! VISA Debit Card Account Updater


Save your Citizens Community Credit Union VISA Debit Card for automatic bill payments and online purchases, and VISA will update your payment information automatically when it changes if your card is re-issued. Note: Not all merchants participate in automatic updates. Updates may not be guaranteed before the next billing cycle.

If you'd like to opt out of this service, please contact Citizens Community Credit Union or click here to download a form to send in.


Privacy Disclosure || Disclosure || Children’s Privacy Policy || Equal Opportunity Lender