REWARDchecking
Basic Features

• Earns Dividends
• No Minimum Balance
• No Monthly Service fee
• FREE Debit Card
• FREE Online Banking
• FREE Online Bill Pay

REWARD Features

• Higher Divident Paid
• ATM Surcharge Refunds Nationwide

Monthly Reward Qualifications

• 10 Debit Card Transactions
• Direct Deposit or Automatic Payments
• E-statements

Your checks

We offer a wide selection of carbonless checks that are attractively priced. These provide you with a check copy for your records each time you write a check. Original checks are not returned. Microfim copies may be requested for a small fee should you ever need a copy of the original. You can place reorders of your same check design online. Later this year a complete catalog of check styles is scheduled to be available online. 

Two-way Overdraft Protection

First, automatic overdraft protection covers inadvertent overdrafts to your checking account by taking the money from your savings. If your savings balance does not cover the amount overdrawn, the check will be returned for non sufficient funds at the credit union's discretion. Overdraft fees will apply in either case.

Second, Courtesy Pay is a service that adds a measure of protection to your checking account.  Courtesy Pay may cover your insufficient funds checks, up to your approved limit, for one low fee per covered overdraft transaction.  That means, instead of returning a check to the merchant because of insufficient funds, we may pay your check, saving you additional charges from the merchant collection companies.  It saves you the embarrassment an inadvertent overdraft can cause.  It helps protect your credit rating.