At first glance we may look like any other financial institution, but take a closer look and you will find some important differences.

The difference starts with you. You are not just a customer. You are a part owner and a member. Our staff and board are committed to meeting your needs. We are continuously preparing for the next opportunity to serve you.

More Hours!
Our Hy-Vee branch is open seven days a week. Each weekday we are open long hours at all of our full-time offices. Our drive-ups are open early and stay open late.

More Account Access!
Your account can be accessed 24/7 from your telephone or computer. On the web, use www.citizenscu.com and online banking, for up-to-date savings and loan rates, product and service details, loan applications, office and ATM locations, special offers, and more. Use PAT, our Personal Automated Telephone Teller
(1-800-441-3228), to check your account balances, transfer funds, find out if a check has cleared, and much more.

More savings!
Earn more interest on your savings. Save money on our low loan rates. Pay less for fee charged services. Get credit for your deposit from the time you make your deposit with no early cutoff times.

Everything we do, we do for you.