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Consumer Loans Other Loans Savings Rates CD/IRA
All rates quoted as Annual Percentage Rates (APR).
  TERM RATE
New and Used Vehicle Loans
Includes Cars, Trucks, Travel Trailers, Snowmobiles, Motorcycles, Motor Homes, Campers and Watercrafts**
New Vehicles * As low as 5.95% APR**
Used Vehicles (2009 - 2005) * As low as 5.95% APR**
Used Vehicles (2004 - 2001) * As low as 5.95% APR**
Used Vehicles ( 2000 & Older) * As low as 5.95% APR**
**Add 1% to above rates for: motorcycles, snowmobiles, watercraft, trailers, travel trailers, campers.
Consumer Loans
Unsecured Loans * As low as 10.4% APR
Computer * As low as 10.4% APR
Line of Credit * As low as 10.4% APR
* Term of Loan:  Vehicle and Consumer (excluding Lines of Credit)
Amount Financed
Length of Term
$100 – 1,499
Up to 24 months
1, 500 – 3, 999
Up to 36 months
4,000 – 9, 999
Up to 48 months
10,000 – & Up
Up to 60 months

TERM RATE
Fixed Rate Home Equity and FHA Title 1 Loans * As low as 5.95% APR
*Term of Loan:  Home Equity and FHA Title 1
Amount Financed
Length of Term
$2,000 – 4,999
36 months
5,000 – 9,999
48 months
10,000 – & up
60 months
 
  TERM RATE
Share Secured Loans 0 – 48 months 6.5% APR
CD Secured Loans Same as CD 3% above CD rate

 

 

Citizens Community Credit Union uses a merit-based system for determining rates. The better your credit history, the lower the rate you will receive. The rates are the best we have to offer. Individual rates may vary depending on credit score.

Unless otherwise noted, rates are merit-based. Terms and annual percentage rates are subject to change without notice.

Citizens Community Credit Union does business in accordance with the Equal Credit Opportunity Act and the Federal Fair Housing Law.

 
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