Savings Accounts

Citizens makes it easy to save. Our savings plans offer you flexible, convenient, and easy access. Your savings is insured to at least $250,000 by the National Credit Union Administration (NCUA), an agency of the Federal Government.


  • Regular Savings
  • Christmas Club
  • Vacation Club
  • Kirby Kid's Club
  • Current rates

Certificates of Deposit

  • Terms of 3-60 months
  • IRA (Individual Retirement Account)
  • HSA (Health Savings Account)
  • Current rates

Money Market

  • Higher rates than regular savings
  • Make any deposits or withdrawals at any time
  • $100 minimum deposit
  • $500 minimum withdrawal
  • $2,500 minimum balance
  • Current rates

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